Anne L. Stephens;74.of Char House; Charleroi; died Sunday; Aug. 20;1995; at 6 p.m.in Mon Valley Hospital.
She was born Jan. 10; 1921;in Hazelkirk; a daughter of the late Louis Miskovich and Susan Boback Miskovich Morris.  Mrs.Stephens was Methodist by faith.  She was employed as a waitress at the former Charleroi Hotel.  Surviving are her husband;Vernon Stephens;two sons;David Evich of Orange County;Calif.;and Ronald Murray of Florida;two grandchildren;Ryan Murray and Allison Kulpinski;and one sister;Wanda Neff of Monongahela.  In addition to her parents;she was preceded in death by a brother;Lawrence Morris.  There will be no public visitation.  Private services will be held Thursday in the chapel of Belle Vernon Cemetery.  Interment will follow in the cemetery.  The Carl J. Spallino Funeral Home is in charge of the arrangements.