Ann Kramer Moser;84;of 212 Sherwood Ave.;Belle Vernon;died Friday;Oct.5;1990;at 12:05 a.m.;at her home. Born March 11;1906;in Arnold City;she was the daughter of the late John and Sophie Owatt Kuklar. Mrs.Moses lived most of her life in the Belle Vernon area;and was a member of Lynnwood Lutheran Church. n addition to her parents;she was preceded in death by her first husband;William Kramer Sr.;her second husband;Warren Moser;one son;William Kramer Jr.;two sisters and three brothers. Surviving are one daughter;Mrs.Kirby (Carolyn) Manown of Belle Vernon;with whom she made her home;two stepsons;William Moser of Maryland and Warren Moser of Downingtown;nine grandchildren;eight great-grandchildren;and three sisters;Helen Yeaton of Belle Vernon;Margaret Morgavo of Pittsburgh and Violet Wargo of Beaver Meadows. Friends will be received Saturday from 7 to 9 p.m.and Sunday from 2 to 4 and 7 to 9 p.m.in the Ferguson Funeral Home;Inc.700 Broad Ave.;Belle Vernon;where services will be held Monday at 11 a.m.;with the Rev.Robert C.Hawk of Lynnwood Lutheran Church officiating. Interment will follow in Belle Vernon Cemetery. Arrangements are beng handled by the Ferguson Funeral Home Inc.